Personal Life Stage Solutions
They say that tomorrow belongs to the people who prepare for it today. We offer a complete line up of savings and loan options. Let us help you choose a suite of products that are tailored to the stage of life you’re in and your goals for the next!
The “Learning Years” are the years when teenagers and students are saving for college tuition and starting to educate themselves on the basics of financial literacy in preparation for the future.
The “Foundation Years”; These years are usually marked by single adulthood; Young adults are entering the workforce and are in the very early stages of their careers. Now is a crucial time for developing sound financial habits. The Foundation years are marked by travel expenditures, purchasing cars, marriage and purchasing first homes.
The “Accumulation Years” are family and career building years. Young adults move on to having children, growing their families, more home purchases, career advancement and accumulation of wealth, funding educations and expanding their businesses. With all of these exciting and important commitments, it’s more vital than ever before to save and invest.
The “Preservation Years” are next; You will probably have accomplished many of your early financial goals and you may now have the financial freedom to realize some special dreams like purchasing a vacation home or even retire early. You also start to really focus on preserving wealth, maintaining a “nest egg” and building an inheritance for the next generation. This phase also comes with greater tax sensitivity.
The “Golden Years” start when you do finally retire. Now you can begin to enjoy the rewards of all your hard work and planning. These days, you can spend time and money traveling, enjoying other favorite activities and even grandchildren. You are focused on increasing the value of what you leave to your heirs and estate planning.
